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PRIVACY POLICY

Disclaimer

Water Balance Advisory – Disclaimer
Effective Date: 1st of September 2025
The information on this website is for general informational purposes only.
• We do not provide tax agent services, BAS services, or financial product advice within the meaning of the Corporations Act 2001 (Cth).
• Any case studies, examples, or scenarios are illustrative only and should not be relied upon as advice.
• You should obtain independent professional advice before acting on any content on this website.
• While we aim to keep information current and accurate, we make no representations or warranties as to its completeness or reliability.

To the maximum extent permitted by law, Water Balance Advisory is not liable for any direct, indirect, or consequential loss arising from reliance on this website.

Privacy Policy

Water Balance Advisory – Privacy Policy
Effective Date: 1st of September 2025

Water Balance Advisory (“we”, “our”, “us”) respects your privacy and is committed to protecting your personal information.

Although Water Balance Advisory is a small business and not legally required under the Privacy Act 1988 (Cth) to maintain a privacy policy, we choose to voluntarily comply with the Australian Privacy Principles (APPs) to safeguard client information.

1. Information We Collect

We may collect personal information that you provide, such as:
• Name, email, phone number and contact details
• Business or financial information you choose to share with us
• Information provided via website forms, email, or phone communications

2. How We Use Your Information

We use personal information for purposes including:
• Responding to your enquiries
• Providing management reporting, financial modelling, and advisory services
• Improving our website and client experience
• Meeting legal and regulatory obligations where applicable

We do not sell or rent personal information.

3. Disclosure of Information

We may disclose personal information:
• To professional advisers and service providers assisting in our operations
• Where required by law, regulation, or a court/authority
• With your consent

4. Overseas Disclosure

Our business uses reputable cloud service providers (e.g. Microsoft, Google, Xero) whose servers may be located outside Australia. Where such disclosure occurs, we take reasonable steps to ensure compliance with the APPs.

5. Security of Data

We take reasonable steps to protect personal information from misuse, loss, and unauthorised access.

6. Access, Correction and Complaints

You may request access to or correction of your personal information by contacting us. If you wish to make a privacy complaint, please contact us first. If we cannot resolve your complaint, you may escalate it to the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

7. Contact Us

Email: info@waterbalance.com.au

 

Terms of  Use

Water Balance Advisory – Website Terms of Use
Effective Date: 1st of September 2025

By using this website, you agree to the following Terms of Use:

1. General Information

This website provides general information only. Nothing on this site constitutes legal, tax, accounting, or financial advice.

2. No Tax or BAS Agent Services

Water Balance Advisory is not a registered tax agent or BAS agent. Our services are limited to management reporting, financial modelling, and advisory that do not constitute tax agent services under the Tax Agent Services Act 2009 (Cth).

3. Intellectual Property

All website content, including text, graphics, logos, and images, is owned or licensed by us. You may access and use the content for personal or business reference only. You may not reproduce, distribute, or adapt it without our prior written consent.

4. Limitation of Liability

To the maximum extent permitted by law, we exclude all liability for loss or damage arising from reliance on website content.
Nothing in these Terms excludes, restricts, or modifies rights under the Australian Consumer Law (ACL) that cannot be excluded.

5. External Links

This website may contain third-party links. We are not responsible for their content or security.

6. Governing Law and Dispute Resolution

These Terms are governed by the laws of New South Wales, Australia. In the event of a dispute, parties must first attempt to resolve it in good faith by negotiation, then mediation in Sydney, before commencing litigation.

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